Advances in International Finance

As an important strategic deployment in China, the integrated development of the Yangtze River Delta has an intuitive impact on the income of urban and rural residents in the region. At present, the inclusive financial development model is being rolled out in all directions in the Yangtze River Delta, aiming to promote regional economic development. However, when investigating the financial reports disclosed by banks in the region in recent years, the author found that since the epidemic, although Chinas economy has been hit to a certain extent, the regional economy has developed steadily, the growth rate of regional GDP has slowed down, the residents living prices are within a reasonable range, and the employment situation in various industries has remained stable. However, affected by the Russian Ukrainian war and the unpredictable international situation, Chinas macroeconomic policy regulation still needs to remain stable. By further improving the supply side structure, we can solve the problems of import and export trade barriers and overcapacity in the post epidemic era. The changes of Inclusive Finance at the levels of infrastructure and service threshold have further affected the rugged economic growth of the Yangtze River Delta and produced a gratifying positive correlation effect. Economic growth leads to a trickle down effect, which affects the income of urban and rural residents in the Yangtze River Delta. This paper also further analyzes the factors affecting the income gap between urban and rural residents, and discusses it.

Inclusive finance; The Yangtze Delta; Urban and rural income; development; influence