Financial Fraud and Deception in Aging

Financial Fraud and Deception in Aging

ES评分 9.33333333333333

DOI 10.20900/agmr20230007
刊名
AGMR
年,卷(期) 2023, 5(3)
作者
作者单位

1 Department of Psychology, University of Florida, Gainesville, FL 32611, USA;
2 Florida Institute for Cybersecurity Research, University of Florida, Gainesville, FL 32611, USA;
3 Florida Institute for National Security, University of Florida, Gainesville, FL 32611, USA;
4 Institute on Aging, University of Florida, Gainesville, FL 32611, USA;
5 Center for Cognitive Aging and Memory, University of Florida, Gainesville, FL 32610, USA

Abstract
Financial exploitation among older adults is a significant concern with often devastating consequences for individuals and society. Deception plays a critical role in financial exploitation, and detecting deception is challenging, especially for older adults. Susceptibility to deception in older adults is heightened by age-related changes in cognition, such as declines in processing speed and working memory, as well as socioemotional factors, including positive affect and social isolation. Additionally, neurobiological changes with age, such as reduced cortical volume and altered functional connectivity, are associated with declining deception detection and increased risk for financial exploitation among older adults. Furthermore, characteristics of deceptive messages, such as personal relevance and framing, as well as visual cues such as faces, can influence deception detection. Understanding the multifaceted factors that contribute to deception risk in aging is crucial for developing interventions and strategies to protect older adults from financial exploitation. Tailored approaches, including age-specific warnings and harmonizing artificial intelligence as well as human-centered approaches, can help mitigate the risks and protect older adults from fraud.
KeyWord
deception detection; financial exploitation; fraud; elder maltreatment; aging; decision making; cognitive decline; socioemotional function; brain structure/function; Alzheimer’s Disease
基金项目
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Natalie C. Ebner*,Didem Pehlivanoglu,Alayna Shoenfelt. Financial Fraud and Deception in Aging, Advances in Geriatric Medicine and Research. 2023; 5; (3). https://doi.org/10.20900/agmr20230007.

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黄**天津市环****** 已认证✔

2026-01-24 04:22:25

老年人中金融诈骗是一个重大社会问题,本文对老年人金融欺诈易感性机制进行了全面、深入的跨学科综述。创新性地整合了认知老化、社会情绪变化及神经生物学基础,并提出了‘生物心理社会交互模型’,为理解这一复杂问题提供了一个理论框架。文章系统总结了目前现有的证据,并指出了结合人工智能的干预方向,对学术研究与实践防护均有重要价值,并对中国老龄化人群的研究具有一定的指导意义。建议未来可纳入更多社会文化变量及具体社会资本因素的讨论。 总体而言,这是一篇高质量、引领性的综述文章。ES评分:9.0分

y**

2025-09-23 11:34:34

本篇文章专业性强,选题视角新颖,论述有理有据,具有较高的参考意义

h**湖南长沙******

2025-09-17 04:37:18

此文对老年人面临欺骗风险的多方面因素及制定干预措施和策略方面进行了比较深入的分析,对保护老年人免受经济剥削至关重要。

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