农业保险在乡村振兴中的作用及优化研究

Research on the role and optimization of agricultural insurance in rural revitalization

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DOI 10.12208/j.aif.20230005
刊名
Advances in International Finance
年,卷(期) 2023, 5(1)
作者
作者单位

西北农林科技大学 陕西咸阳 ;

摘要
农业保险是促进乡村振兴的重要工具。农业保险在乡村振兴中发挥着保障农业生产、分散自然灾害风险、稳定农民收入、促进农村经济发展的重要作用。然而,我国农业保险在农村地区发展仍处于起步阶段,其在实施过程中还存在一些问题,如农业保险供给不充分、政策支持力度不够、农业保险保障范围过窄、农业保险理赔难度较大等。为更好地发挥农业保险在乡村振兴中的作用,需要建立健全农村地区农业保险支持体系,扩大农业保险的保障范围,提升农业保险的理赔效率,并积极创新金融产品和服务。
Abstract
Agricultural insurance is an important tool to promote rural revitalization. Agricultural insurance plays an important role in rural revitalization by ensuring agricultural production, dispersing natural disaster risks, stabilizing farmers income, and promoting rural economic development. However, the development of agricultural insurance in rural areas in my country is still in its infancy, and there are still some problems in its implementation, such as insufficient supply of agricultural insurance, insufficient policy support, too narrow agricultural insurance coverage, and difficulty in settling agricultural insurance claims, etc. . In order to better play the role of agricultural insurance in rural revitalization, it is necessary to establish and improve the agricultural insurance support system in rural areas, expand the scope of agricultural insurance, improve the efficiency of agricultural insurance claims, and actively innovate financial products and services.
关键词
乡村振兴战略;农业保险;金融
KeyWord
Rural Revitalization Strategy; Agricultural Insurance; Finance
基金项目
页码 21-25
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杨华*. 农业保险在乡村振兴中的作用及优化研究 [J]. 国际金融进展. 2023; 5; (1). 21 - 25.

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