Scientific Development Research

With the development of the times, the sharing economy has had a significant impact on many traditional industries, especially those that rely on asset-intensive models and traditional distribution channels. At the same time, the wave of sharing economy and financial technology is also constantly driving the transformation of traditional industries, bringing opportunities and challenges. With the emergence of mobile payment, platform-based financial operation and management, Didi Chuxing's expanding market share and the transformation of people's travel patterns, the traditional taxi industry has been impacted by economic, legal, management and other aspects and unprecedented challenges. Based on SCP theory, this paper analyzes the taxi industry in Beijing under the two-wheel drive of sharing economy and financial technology from three aspects: market structure, market behavior and market performance, and tries to put forward trend prediction and policy suggestions.

Sharing economy; Fintech; Taxi industry; SCP theory