小额贷款公司风险识别及管理策略分析
Risk identification and management strategy analysis of microfinance companies
ES评分 0
| DOI |
10.12208/j.sdr.20220174 |
| 刊名 |
Scientific Development Research
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| 年，卷(期) |
2022, 2(6) |
| 作者 |
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| 作者单位 |
广西大学 广西南宁 ;
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| 摘要 |
小额贷款公司是金融制度创新的重要形式，可为中小企业发展提供资金支持，然而实践中存在风险，影响企业正常有序经营。本文首先分析小额贷款公司风险识别内容，在市场信用风险、内部操作风险和外部法律风险方面进行详细说明，其次阐述目前小额贷款公司风险管理工作中存在的不足，最后研究促进小额贷款公司风险管理水平提高的有效对策。
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| Abstract |
Microfinance companies are an important form of financial system innovation, which can provide financial support for the development of small and medium-sized enterprises, but there are risks in practice, which affect the normal and orderly operation of enterprises. This paper first analyzes the risk identification content of microfinance companies, elaborates on market credit risk, internal operation risk and external legal risk, then explains the shortcomings in the current risk management work of microfinance companies, and finally studies effective countermeasures to promote the improvement of risk management level of microfinance companies.
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| 关键词 |
小额贷款公司；风险识别；管理策略
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| KeyWord |
microfinance companies; risk identification; Manage policies
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| 基金项目 |
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| 页码 |
9-12 |
吴天雄*.
小额贷款公司风险识别及管理策略分析 [J].
科学发展研究.
2022; 2; (6).
9 - 12.